Soldier Next Door Program™ -
Exclusive Home Buying Benefits for Military Families
Soldier Next Door™ provides access to exclusive home-buying benefits created specifically for military families — whether you are active duty, a veteran, or transitioning to civilian life:
VA home loans with $0 down for eligible borrowers
Down payment assistance that can be combined with VA or non-VA loans
Non-repayable housing grants to reduce cash-to-close
FHA and conventional loans options when VA isn't ideal
Your Soldier Next Door™ Program Specialist will review all available federal, state and local programs -- not just VA benefits – to help you choose the option that makes the most financial sense for your family.
Soldier Next Door™ is part of Next Door Programs®, the largest National Home Buying Program in the U.S., helping military families and public-service professionals achieve the dream of homeownership nationwide.
Jump to Section:
- Introduction to Soldier Next Door™ (Video)
- Soldier Next Door™ Program Benefits
- Who Is Eligible for Soldier Next Door™
- Soldier Next Door™ Reviews
- Soldier Next Door™ FAQ's
- How to Apply for Soldier Next Door™
- VA and Other Home Loans for Active duty service members, veterans, National Guard, and military families
- Fresh Start Credit Repair Program™ for Active duty service members, veterans, National Guard, and military families
- First Time Home Buyers Program for Active duty service members, veterans, National Guard, and military families
Video: Introduction to the Soldier Next Door™ Program
Watch this short video for an overview of how the Soldier Next Door™ Program works and how we help Active duty service members, veterans, National Guard, and military families become homeowners.
Check Your Eligibility Today → Apply Now
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Soldier Next Door ™
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VA Loans with $0 Down |
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Housing Grants for Military |
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Down Payment Assistance |
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Any Home on the Market |
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PCS & Relocation Support |
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Multiple Loan Options |
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Dedicated Program Specialists |
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Soldier Next Door™ Program Eligibility
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Active Duty Service Members |
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Veterans (Honorable or General Discharge) |
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National Guard & Reserve Members |
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Military Spouses & Surviving Spouse |
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Transitioning Service Members (ETS / Separation) |
Soldier Next Door Program™ Reviews -
What Other Military Families Are Saying:
Craig, Cayle and Craig Luca
Boston, MA
Highly Recommend!
"Thank you so much for your help during our first home buying experience! As a military family that moves around frequently, we have not been able to even think about buying a home, until recently. The prospect of shopping for and buying a home always seemed so intimidating to us but Soldier Next Door quickly put our anxieties to rest. James and Marilyn and the rest of their team were incredibly professional, informative, and easy to work with. They put us in contact with a fantastic real estate agent and walked us through every step. The closing cost assistance greatly alleviated our financial burdens, and their knowledge of the VA process was invaluable. We highly recommend this program and will tell our friends in the military about it."
Jessica Oppenheim
Walnut Creek, CA
Amazing!
"Bryan was Amazing! I had tried many different paths to get my first home, all leading me down frustrating and disappointing dead ends. By everything changed once I began working with Bryan, I made an offer on the very first place I saw once I was connected with him, and it became my dream home!!! This was mostly due to all the tireless, behind the scenes work in that Bryan and the Soldier Next Door Team did for me. I was very anxious throughout the whole process. Luckily, Bryan's calm energy and voice of reason kept me sane. He was always available to answer my questions. And patiently took time to explain each step in detail. I felt total trust in him and knew that he had my best interest at heart. Boy did it pay off. Now I'm a first time homeowner and I couldn't be more thrilled. Thank you, Bryan!"
Amber and Nadir Kalaclar
Boston, MA
In Good Hands!
"We contacted James after learning of the Program. From the moment I first spoke to him I felt that we were in good hands. As a first-time home buyer, the process can be overwhelming, and he broke it down for us and made the pieces seem bearable. He was quick to answer all of our calls and emails in simple to understand language, so I never felt that I didn't understand what was happening. The process went more smoothly than I ever expected, and I attribute that to James and his team. I would highly recommend working with James and Next Door Programs."
Soldier Next Door Frequently Asked Questions (FAQ's)
Eligible military families may qualify for a non-repayable housing grant of up to $9,000, plus down payment assistance of up to $24,000, depending on location, income, and available state or local programs. (Higher assistance amounts may be available in high-cost areas.)
See Your Grants, VA Loan Options & Benefits
No Credit Check - Dedicated Program Specialist
The program is available to:
- Active duty service members
- Veterans (honorable or general discharge)
- National Guard and Reserve members
- Military spouses and surviving spouses
- Transitioning service members (ETS / separation)
No. While VA loans with $0 down are a popular option, Soldier Next Door™ also works with FHA, USDA, and conventional home loans. Your Program Specialist will help you choose the best option based on your goals and eligibility.
No Fees, No Obligation, Real Military Home Buying Support
No Credit Check to get started
You may purchase ANY home on the open market, including:
- New construction
- Existing homes
- Condos and townhomes
- Single-family properties
Soldier Next Door™ is not limited to HUD homes or foreclosures.
Yes. In many cases, housing grants and down payment assistance can be layered with VA or non-VA loans, helping reduce cash-to-close and improve affordability.
Soldier Next Door™ supports PCS relocations and military transitions by helping service members:
- Plan home purchases before or after relocation
- Use VA or alternative loan options
- Access local and state housing assistance in their new duty station
Yes. Many forms of military income may be used for qualification, including:
- Base pay
- BAH / BAS
- Bonuses and incentive pay
- Special duty or deployment pay
- Guard and Reserve income (when eligible)
No. There are no application fees, no upfront costs, and no obligation. Applying is 100% free, and no credit check is required to start.
Yes. Many military families qualify even with past credit challenges. You may also access the Fresh Start Credit Repair Program™, which includes a FREE consultation to improve mortgage readiness.
Most applicants receive an initial program review within 15–20 minutes, and lender pre-approval can often be completed within 24–48 hours once documents are submitted.
Yes. Eligible Guard and Reserve members may qualify for VA, FHA, or conventional loan options, along with housing grants and down payment assistance, depending on service history and loan guidelines.
Yes. Eligible participants may receive:
- Preferred interest rates
- Reduced lender fees
- Lower closing costs
- Exclusive grants and down payment assistance programs
- Access to specialized military-focused preferred lenders
Yes. First-time home buyers may qualify for additional grants, special loan programs, and state-based incentives, on top of Soldier Next Door™ benefits.
You will be assigned a dedicated Soldier Next Door™ Program Specialist — not a call center — who will guide you through grants, loan options, and the full home-buying process.
Simply apply online — it’s free, fast, and requires no credit check.
A Soldier Next Door™ Specialist will review your eligibility and walk
you through your grants, loan options, and next steps.
APPLY NOW
Ready to Take the Next Step?
Soldier Next Door™ makes it easy to see exactly
how much you qualify for — with no application fees, no credit check
and no obligation.
First Time Home Buyers Program for Active duty service members, veterans, National Guard, and military families
Learn More >VA and other Home Loans Active duty service members, veterans, National Guard, and military families
Learn More >Fresh Start Credit Repair Program™ for Police, Law Enforcement & Support Staff
Learn More >Simple Docs Refinance Program™ for Active duty service members, veterans, National Guard, and military families
Learn More >Still exploring your options?
Soldier Next Door® makes it simple to see exactly what grants and benefits you may qualify for.
See What You Qualify For