Simple Docs Refinance Program™
All public service employees are eligible to apply for Next Door Programs® Simple Docs Refinance™. With Simple Docs, many times we can access all or most of your documentation online (with your permission), thereby eliminating the need for you to collect many of the loan documents typically required, including pay stubs, W-2’s, tax returns and bank statements. Simple Docs™ is not available in all areas.
Simple Docs Re-Finance Benefits:
- Simple Docs Refinance Program™
- NO application fees
- NO broker fees
- FREE credit repair consultation (if needed)
- 24-Hour Pre-Qualification
- Ultra-Fast Closing
- Preferred Interest Rates
- NO Closing Cost options available
- FREE appraisal (up to $545.00 credit at closing)
- Discount title fees
Reasons to Refinance:
- Cash-Out Home Improvement
- Cash-Out Debt Consolidation
- Cash-Out Other
- Lower Payment
- Shorten Loan Term
- Remove PMI
- Change ARM to Fixed Rate
- Pay for College
- Improve Financial Stability
- Change Title
Who is Eligible:
- All Teachers and School Employees
- All Nurses and Healthcare Employees
- All Law Enforcement and Support Staff
- All Firefighters, EMT's and Support Staff
- All Government Employees
- All Active and Former Military Personnel
What Other Program Participants are saying
Sarah and Matthew Brady
Stafford, NJ
Definitely Recommend
"I would definitely recommend Teacher Next Door for our co-workers and friends. We found the perfect home for us just in time for the school year to begin. We were able to close quickly, and the grant money definitely helped us get into our home without spending more than we could afford!"
Deputy Sheriff Townes
South FL
They ROCK!
"Officer Next Door Program is outstanding! They walked me through and explained the process. They had great knowledge of the area and the home buying process. The Officer Next Door Program is very reliable. If you’re looking for a forever home this is the program to call."
Krissy Vilagie
Brocton, MA
Wonderful Program!
"The Teacher Next Door program recently made my dream of home ownership come true! They could not have made the process any easier from explaining the loan options, making sure I knew exactly what each home would cost before I viewed them, to arranging for the closing and talking me through the process. This is a wonderful program for teachers!"
Next Door Programs® Simple Docs Refinance™, is provided by our preferred direct lenders and select U.S. National Banks.
No Credit Check Required. Your personal financial information is not collected on this Pre-Application and your credit will not be checked. Once we receive your information, a Program Specialist will contact you to discuss your refinance situation and the options available to you.