Public Servant Next Door Program® –
Exclusive Home Buying Benefits for Government Employees
Are you a government employee looking to buy a home? The Public Servant Next Door Program® makes homeownership more affordable for federal, state, county, and city employees by offering exclusive benefits:
- Purchase any home on the market—no restrictions on location or property type.
- Grants up to $9,000 to assist with closing costs and expenses.*
- Additional down payment assistance up to $24,000 to help lower your upfront costs.
- Low-interest home loan options designed for government employees.
Whether you're a first-time homebuyer or looking to relocate, the Public Servant Next Door Program can provide the financial support you need.
Jump to Section:
- Introduction to Public Servant Next Door® (Video)
- Who Is Eligible for Public Servant Next Door®
- Public Servant Next Door® Program Benefits
- Public Servant Next Door® Reviews
- Public Servant Next Door® FAQ's
- How to Apply for the Public Servant Next Door® Program
- Home Loans for federal, state, county, and city employees
- Fresh Start Credit Repair Program™ for government employees
- First Time Home Buyers Program for federal, state, county, and city employees
Video: Introduction to Public Servant Next Door® Program
Watch this short video for an overview of how the Public Servant Next Door® Program works and how we help federal, state, county, and city employees become homeowners.
Check Your Eligibility Today → Apply Now
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Who is eligible for Public Servant Next Door® Program? |
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Federal, State, County & City Government Employees |
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Administrative, Clerical & Office Professionals |
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Engineering, Architecture & Public Works Staff |
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Facilities, Maintenance & Equipment Personnel |
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Information Technology & Technical Services |
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Legal, Compliance & Quality Assurance |
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Human Services, Postal & Public Support Staff |
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Public Servant Next Door® Program Benefits |
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Grants & Financial Assistance for Government Employees
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Home Loan Advantages
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Dedicated Homebuyer Support
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Flexible Home Choice |
Public Servant Next Door Program® Reviews -
What Other Government Employees Are Saying:
Richard Harris
Shreveport, LA
Focused, Professional, Determined!
"If I had to describe Becky in 3 words they would be focused, professional and determined! It’s a blessing to have someone that is working on your behalf almost as if they were going to personally live in the house!"
Joaquin Cadavid
Redlands, CA
Such a Pleasure!
"Working with Will has been one of the best customer service experiences I’ve had. The dedication of Will is second to none. Your needs will always be the focus of every conversation. It really does feel like people do come first here. I couldn’t recommend them enough for helping navigate through the home buying experience."
Erica Freeman-Jones
Roswell, GA
Communicated Very Well!
"Drew communicated very well with us throughout this entire process. Even on weekends, we never had to wait to hear back from him when we had questions."
Public Servant Next Door Frequently Asked Questions (FAQ's)
Yes. Federal, state, county, and city government employees may qualify for housing grants of up to $9,000 plus additional down payment assistance of up to $24,000, depending on household income, location, and available public-sector programs. Public Servant Next Door® connects government employees with exclusive grants, housing incentives, and reduced-cost loan programs that are not available to the general public.
Public Servant Next Door® is available to federal, state, county, and city employees, including administrative staff, clerical and office professionals, engineers, IT and technical staff, legal and compliance teams, human services, postal workers, facilities, maintenance, and public support personnel.
No. You can purchase ANY home on the open market, including new construction, resale homes, condos, townhomes, or single-family properties. Public Servant Next Door® is not limited to HUD homes, foreclosures, or government-owned properties.
Eligible public servants may qualify for a non-repayable grant of up to $9,000, along with down payment assistance of up to $24,000, depending on location, income, and available federal, state, and local programs. In high-cost areas, even higher assistance may be available.
No. There are no application fees, no upfront costs, and no hidden charges. The eligibility check is free and does not obligate you to anything.
Yes. The program works alongside
FHA, VA (for eligible veterans), USDA and conventional mortgage options, based on
your qualifications. The initial eligibility review is free and does not require a credit
check.
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Most government employees receive an initial program review within 15–20 minutes, and lender pre-approval may be completed within 24–48 hours once documents are submitted. With the Public Servant Next Door Simple Docs™ process, paperwork is often minimal.
Yes. Consistent and documented overtime, bonuses, shift differentials, and government pay supplements may be included when determining mortgage eligibility, depending on lender guidelines.
Sometimes. Certain federal agencies, state governments, and local jurisdictions offer additional housing grants or location-specific incentives. Public Servant Next Door® checks all available public-sector programs to help each applicant receive the maximum assistance available.
Yes. Eligible applicants may access
preferred interest rates, reduced lender fees, discounted closing costs, and grant or assistance programs
that are not typically available to the public.
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No. Both first-time and repeat buyers may qualify for Public Servant Next Door®, as long as other eligibility requirements are met.
Yes. Many federal, state, and local employees qualify even with past credit challenges. The program also provides access to the Fresh Start Credit Repair Program™, which includes a FREE consultation to help improve eligibility.
Ready to Take the Next Step?
Public Servant Next Door® makes it easy to see exactly
how much you qualify for — with no application fees, no credit check
and no obligation.
Home Loans for federal, state, county, and city employees
Learn More >First Time Home Buyers Program for federal, state, county, and city employees
Learn More >Fresh Start Credit Repair Program™ for federal, state, county, and city employees
Learn More >Simple Docs Refinance Program™ for federal, state, county, and city employees
Learn More >Still exploring your options?
Public Servant Next Door® makes it simple to see exactly what grants and benefits you may qualify for.
See What You Qualify For