First Time Home Buyers Program
for Government Employees

First-Time Home Buyer Programs and Grants for
Government Employees

If you work for a federal, state, county, or city government agency and haven't owned a home in the last three years, you may qualify for first-time home buyer grants, down payment assistance, and special mortgage programs through Public Servant Next Door®.

Eligible government employees can purchase any home on the open market—including new construction, resale homes, condos, or townhomes—while accessing non-repayable grants and down payment assistance designed specifically for public servants. Your Public Servant Next Door Program Specialist will also review state and local housing programs that may provide additional incentives and benefits based on where you live.

Find Out How Much You Qualify For – It's Free & Easy!

APPLY NOW

Video: Introduction to Public Servant Next Door® First Time Home Buyers Program

Watch this short video to learn more about the Public Servant Next Door First Time Home Buyers Program, including grants, down payment assistance, and other special benefits for federal, state, county, and city employees buying their first home.

Public Servant Next Door

Who is eligible for Public Servant Next Door® First Time Home Buyers Program?

Federal, State, County & City Government Employees

Federal, State, County & City Government Employees

Administrative, Clerical & Office Professionals

Administrative, Clerical & Office Professionals

Engineering, Architecture & Public Works Staff

Engineering, Architecture & Public Works Staff

Facilities, Maintenance & Equipment Personnel

Facilities, Maintenance & Equipment Personnel

Information Technology & Technical Services

Information Technology & Technical Services

Legal, Compliance & Quality Assurance

Legal, Compliance & Quality Assurance

Human Services, Postal & Public Support Staff

Human Services, Postal & Public Support Staff

Public Servant Next Door

Public Servant Next Door® First Time Home Buyers Program Benefits

Grants & Financial Assistance

Grants & Financial Assistance for Government Employees

  • GRANTS up to $9,000

  • Down Payment Assistance up to $24,000

  • Discount title fees

  • FREE appraisal (up to $545.00 credit at closing)


Home Loan Advantages

Home Loan Advantages for First Time Buyers

  • Home loans for city, country, state, and federal government

  • Preferred interest rates

  • NO application fees

  • NO up-front fees

  • Simple Docs Program™

  • Simple Docs Refinance Program™


Dedicated Homebuyer Support

Dedicated Homebuyer Support

  • Dedicated Buyers Agent

  • Fresh Start Credit Repair Program™

  • FREE access to home ratings

  • FREE nationwide access to foreclosures


Flexible Home Choice

Flexible Home Choice

What other Government Employees are saying about the Public Servant Next Door® First Time Home Buyers Program

Focused, Professional, Determined!

Richard Harris

Shreveport, LA

Focused, Professional, Determined!

"If I had to describe Becky in 3 words they would be focused, professional and determined! It’s a blessing to have someone that is working on your behalf almost as if they were going to personally live in the house!"

Such a Pleasure!

Joaquin Cadavid

Redlands, CA

Such a Pleasure!

"Working with Will has been one of the best customer service experiences I’ve had. The dedication of Will is second to none. Your needs will always be the focus of every conversation. It really does feel like people do come first here. I couldn’t recommend them enough for helping navigate through the home buying experience."

Great Communication

Erica Freeman-Jones

Roswell, GA

Great Communication!

"Drew communicated very well with us throughout this entire process. Even on weekends, we never had to wait to hear back from him when we had questions."

Public Servant Next Door® and Next Door Programs® is the oldest and largest National Home Buying Program in the United States, connecting over 50,000 applicants a year with grants, down payment assistance and other benefits.

Financing for Public Servant Next Door® and Next Door Programs® is provided by our preferred direct lenders and select U.S. National Banks.

No Credit Check Required. Your personal financial information is not collected on this Pre-Application and your credit will not be checked. Once we receive your information, a Program Specialist will contact you to discuss the program and go over the options available, including any grants and down payment assistance you may be eligible for.

Find Out How Much You Qualify For – It's Free & Easy!


Get Started

First Time Home Buyers Video

Welcome Home Girls

Still exploring your options?

Public Servant Next Door® makes it simple to see exactly what grants and benefits you may qualify for.

See What You Qualify For