If you work for a federal, state, county, or city government agency and haven't owned a home in the last three years, you may qualify for first-time home buyer grants, down payment assistance, and special mortgage programs through Public Servant Next Door®.
Eligible government employees can purchase any home on the open market—including new construction, resale homes, condos, or townhomes—while accessing non-repayable grants and down payment assistance designed specifically for public servants. Your Public Servant Next Door Program Specialist will also review state and local housing programs that may provide additional incentives and benefits based on where you live.
Find Out How Much You Qualify For – It's Free & Easy!
APPLY NOWWatch this short video to learn more about the Public Servant Next Door First Time Home Buyers Program, including grants, down payment assistance, and other special benefits for federal, state, county, and city employees buying their first home.
![]() |
|
|---|---|
Who is eligible for Public Servant Next Door® First Time Home Buyers Program? |
|
![]() |
Federal, State, County & City Government Employees |
![]() |
Administrative, Clerical & Office Professionals |
![]() |
Engineering, Architecture & Public Works Staff |
![]() |
Facilities, Maintenance & Equipment Personnel |
![]() |
Information Technology & Technical Services |
![]() |
Legal, Compliance & Quality Assurance |
![]() |
Human Services, Postal & Public Support Staff |
![]() |
|
|---|---|
Public Servant Next Door® First Time Home Buyers Program Benefits |
|
![]() |
Grants & Financial Assistance for Government Employees
|
![]() |
Home Loan Advantages for First Time Buyers
|
![]() |
Dedicated Homebuyer Support
|
![]() |
Flexible Home Choice |
Richard Harris
Shreveport, LA
Focused, Professional, Determined!
"If I had to describe Becky in 3 words they would be focused, professional and determined! It’s a blessing to have someone that is working on your behalf almost as if they were going to personally live in the house!"
Joaquin Cadavid
Redlands, CA
Such a Pleasure!
"Working with Will has been one of the best customer service experiences I’ve had. The dedication of Will is second to none. Your needs will always be the focus of every conversation. It really does feel like people do come first here. I couldn’t recommend them enough for helping navigate through the home buying experience."
Erica Freeman-Jones
Roswell, GA
Great Communication!
"Drew communicated very well with us throughout this entire process. Even on weekends, we never had to wait to hear back from him when we had questions."
Public Servant Next Door® and Next Door Programs® is the oldest and largest National Home Buying Program in the United States, connecting over 50,000 applicants a year with grants, down payment assistance and other benefits.
Financing for Public Servant Next Door® and Next Door Programs® is provided by our preferred direct lenders and select U.S. National Banks.
No Credit Check Required. Your personal financial information is not collected on this Pre-Application and your credit will not be checked. Once we receive your information, a Program Specialist will contact you to discuss the program and go over the options available, including any grants and down payment assistance you may be eligible for.
Public Servant Next Door Program® for Federal, State, and Local Employees
Learn More >Home Loans for Federal, State, and Local Employees
Learn More >Fresh Start Credit Repair Program™ for federal, state, county, and city employees
Learn More >Simple Docs Refinance Program™ for federal, state, county, and city employees
Learn More >Still exploring your options?
Public Servant Next Door® makes it simple to see exactly what grants and benefits you may qualify for.
See What You Qualify For