Home Buying Grants for Firefighters and EMT's

Grants, Down Payment Assistance and Special Programs for firefighters, EMT's and support staff

Firefighter Next Door Program®

Are you a firefighter, EMT or part of fire and EMS support staff looking to buy a home? Firefighter Next Door® can help you purchase ANY home on the market. You may be eligible for the Firefighter Next Door Grant of up to $9,000 and additional down payment assistance of up to $24,000. (Possibly more in high cost living areas.)

Find Out How Much You Qualify For – It's Free & Easy!


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Watch this short video for an overview of how the Firefighter Next Door® Program works and how we help firefighters, EMT's and support staff become homeowners.

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Firefighter Next Door

Who is eligible for Firefighter Next Door?

Firefighters & Probationary Firefighters

Firefighters & Probationary Firefighters

EMT's & Paramedics

EMT's & Paramedics

Fire Investigators & Fire Inspectors

Fire Investigators & Fire Inspectors

Fire Dispatchers & Communications

Fire Dispatchers & Communications

Fire Admin, Office & Maintenance Staff

Fire Admin, Office & Maintenance Staff

Field Chiefs & Driver Engineers

Field Chiefs & Driver Engineers

First Responders & Heroes

First Responders & Heroes

Firefighter Next Door

Firefighter Next Door® Program Benefits

Grants & Financial Assistance

Grants & Financial Assistance

  • GRANTS up to $9,000

  • Down Payment Assistance up to $24,000

  • Discount title fees

  • FREE appraisal (up to $545.00 credit at closing)


Home Loan Advantages

Home Loan Advantages

  • Home loans for firefighters, EMT's and support staff

  • Preferred interest rates

  • NO application fees

  • NO up-front fees

  • Simple Docs Program

  • Simple Docs Refinance Program


Dedicated Homebuyer Support

Dedicated Homebuyer Support

  • Dedicated Buyers Agent

  • Fresh Start Credit Repair Program

  • FREE access to home ratings

  • FREE nationwide access to foreclosures


Flexible Home Choice

Flexible Home Choice

  • Purchase ANY home on the market

Thank You!

Aric and Lauren Aumond

Tarpon Springs, FL

Thank You!

"Thank you Firefighter Next Door Program and Realtor Cheri McLean, for giving us the Firefighter Next Door Grant and the help we needed with the home buying process!"

Beyond Grateful

Elizabeth Jordan

Orlando, FL

Beyond Grateful!

"I honestly thought I’d have to give up my dream of owning my own home, but Danielle proved me wrong. My credit wasn’t the greatest, but she worked with me and made it happen anyway. I am beyond grateful to her and her team, especially Sarah, for working so hard to make this dream come true for me and my family. Not only did they help me secure a fair interest rate and down payment, they introduced to us to the best realtor around who helped us into a home in 2 months! I would absolutely recommend this program to anyone whose dreamed of owning their own house."

You NEVER let us down

The McWherter Family

Paducah, KY

You NEVER let us down!

"We can never thank you enough! You have been so amazing through this process from answering all our questions, to giving us reassurances that we can do this! You NEVER let us down, you were always there, even at 10PM, calling me back to walk me through documents, to listening to my meltdowns. You made this process a breeze, and it was nice to have someone always in our corner! Many Thanks and Blessings!"

Eligible firefighters may receive a non-repayable grant of up to $9,000, plus additional down payment assistance up to $24,000, depending on your location, household income, and available state or local programs. (Possibly more in high cost living areas)

You can buy ANY home on the market—new construction, resale, townhome, condo, or single-family. Firefighter Next Door is not limited to foreclosures or HUD homes.

Yes. The program includes full-time, part-time, volunteer firefighters, probationary firefighters, EMTs, paramedics, dispatchers, and fire/EMS support staff.

No. There are no application fees, no up-front fees, and no hidden costs of any kind.

Yes. Firefighter Next Door® works with FHA, VA (for eligible veterans), and conventional loan programs, depending on your qualifications. It is free and easy to apply and there is no credit check.
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Most firefighters receive initial program review in 15–20 minutes, and full lender pre-approval can be completed in as little as 24–48 hours once documents are submitted. With the FFND Simple Docs program, you may not need to submit physical documents.

Yes. Documented and consistent overtime, differential pay, and extra-duty income can typically be counted by lenders.

Yes. Firefighters may receive access to preferred interest rates, reduced lender fees, discounted title fees, and grant and down payment assistance (DPA) programs not available to the general public. It is free and easy to apply and there is no credit check.
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Yes. Firefighter Next Door® allows you to buy in any community, and in some areas, firefighters may also qualify for local incentives or the HUD Good Neighbor Next Door program.

Yes. Many firefighters qualify even with past credit challenges, and FFND offers access to the Fresh Start Credit Repair Program with a FREE consultation.

Firefighter Next Door® makes it easy to see exactly

how much you qualify for — with no application fees, no credit check

and no obligation.

Still exploring your options?

Firefighter Next Door® makes it simple to see exactly what grants and benefits you may qualify for.

See What You Qualify For